Hi! I'm in a similar boat with a similar GPA. I have 25k in undergad debt. I am attending Thomas Jefferson in the fall. TJU offered me a scholarship of 6k, which I can renew next year with a 3.0 gpa (so 12k total). I also got a graduate assistantship position for about 3-4k a year. TJU was actually the only school I applied to that offered me aid. At Ohio State, I know you can apply for grad assistantships that can cover 50-100% of the costs, but I didn't meet the GRE requirement to apply. Anyway, even with this aid, I will be taking out about 30k in loans per year, 61k total I believe, on top of my undergrad loans. As much as this scares me, I know many people are in the same situation. Some people have that amount of debt with just undergrad loans and without being able to find a good job. Also, federal loans offer repayment plans if times get rough(try to stay away from private loans). Loans are scary, they suck, but if you live within your means, it is doable. I figure I will still be profiting, and I expect to live with my SO after graduation, so we will be able to split costs and work together to pay off student loan debt. Plus, I cannot wait to actually be doing a job that I love! As long as you are fully committed to OT, can budget and live off your means, I'd say go for your Master's. Also, check out tuition costs before even applying, apply to schools with lower tuition, or if the tuition is high ask about scholarships/assistanships before applying. Good luck!
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Can I pull off MOT or should I consider COTA?
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