Apply early or wait for Summer grades?

Hello SDN,

So, I'm planning to apply to MD schools this upcoming summer. However, my GPA is ridiculously low; <3.0. If I wait to submit my application until after the first summer session, which ends the first week of July, my GPAs will both be over 3.0. I know a 3.0 isn't even close to being competitive, but with nearly 200 credits, my GPA really won't move much anymore. My question is: should I submit my application early and get it verified before summer school with a <3.0, then update later, or wait until July when my GPA will be over 3.0?

Obviously, I want to submit the best application possible, but waiting until July will mean I won't be verified until August, which may be late.

Supporting info (so far):
- URM (black female)
- TX resident
- In a post-bacc with 3.6-3.7 GPA when completed
- MCAT not taken, but aiming for May
- 200+ clinical volunteering hours
- ~50+ non-clinical volunteering hours
- 20 hours of shadowing
- 30 hrs/wk job

Any advice is appreciated! Thanks

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Apply early or wait for Summer grades?