Applying HPSP after M1?

All input is appreciated from individuals in similar situations.

I had initially planned on pursuing an HPSP scholarship for all 4 years of medical school but decided I'd pursue the offer for 3 years instead. I'd like to reduce the pay back by a bit, and hedge with somewhat of a half measure.

From what I was able to gather,

"it is advantageous to go for 3 years rather than 2 years since the minimum service obligation is 3 years either way, so I'm giving up scholarship money for no reduction in service commitment by doing a 2-year scholarship"

...as paraphrased from an older thread on this matter.

My question is this, for HPSP folks who are applying in the middle of medical school, have you had any trouble getting letters of recommendation and writing your PS in this entire process? How was your experience completing officer training while juggling summer research/preceptorships and classes etc.?

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Applying HPSP after M1?