lundi 21 décembre 2015

2016 Presidential Election

wow. that was powerful. And yes I know how the housing bubble went down, MY generation had nothing to do with it. It is the PC crowd in the government that decided that everyone should get a housing loan even if there was no evidence that they would ever pay it back. that resulted in a lot of bad loans that were defaulted on and POP goes the bubble. Same thing is brewing on the student loan crisis. Student loans are easy to get so everyone gets them. Not everyone, but many live a little higher on the hog than they should because they are borrowing money to do so. When there is no market pressure for the colleges to lower tuition, why would they? When just about anyone can obtain enough loaned money to pay for tuition, why should they lower the cost?

As far as the cost of healthcare . . . that is a long long discussion but suffice it to say that it is the non-providers of healthcare who are employed in health care that drive up the costs. e.g. bookkeepers, compliance officers, billing departments, lawyers, layers and layers of bureaucrats in private insurance and medicare/Medicaid, not to mention fraud. My charges have nothing to do with greed. They have everything to do with staying afloat. And for the record, I purposefully keep mine down because I live in a town where there is competition.

No argument with desiring to be a country that is able to take care of itself. Maybe we should do that before taking care of the world. The only problem with that is, we are part of the world and there are crazy people who are trying to destroy us. Maybe some of those Syrian refugees or some of the people crossing the southern border. Off topic, but be careful who you blame for the mess we are in.

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2016 Presidential Election

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