Considering a debt around $250,000+, is medical school worth it?

Are you saying you already have $250,000 in debt and are considering medical school on top of it? Or that medical school would put you at $250,000 in debt? I think the answers will vary based on which of these you mean.

In the first instance, medical school would add, say, another $175,000 - $200,000 to the debt load (subtract scholarships, your personal financial contribution as necessary). You'd be over $400,000 in debt after school. Depending on your residency, it will be 3-7 years before you start making real attending money. Add to all of these factors the cost of living in your geographic location, and yeah, you might find that medical school is going to be way too much of a financial burden.

In the second instance, if you don't have any or much debt right now but are worried about taking on $250,000, I guess it really depends on your interest in medicine. First, there are other careers besides MD/DO where you could still be involved in medicine but take out less in loans. If you're dead set on going to medical school, then just accept that loans are part of the process and you'll have to work toward paying them off during and after residency.

In either case, this depends a lot on whether or not you want to be a physician. If your life goal is to do it, then it may be worth it to go forward with medical school. If you're unsure about medical school or really afraid to have that much debt, you might want to consider alternative options like PA, which is about half the cost

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Considering a debt around $250,000+, is medical school worth it?